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Preparing for the Onslaught of The California Wildfires

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As Northern California prepares for another wildfire season, homeowners are being urged to take proactive measures to protect their homes and families. Heritage Exteriors, a leading siding contractor based in Sacramento, is encouraging homeowners to consider the benefits of James Hardie fiber cement siding as a means of fortifying their homes against wildfires.

Wildfires have become an all-too-common occurrence in California in recent years, causing devastating losses for many homeowners. James Hardie fiber cement siding is a non-combustible material that can help prevent flames from taking hold of homes, providing an added layer of protection.

“Wildfire season can be a frightening time for homeowners, but there are steps you can take to help protect your home and family,” said Alex P, founder and CEO of Heritage Exteriors. “James Hardie siding is a great option for homeowners looking to fortify their homes against potential wildfires, while also enjoying the many other benefits of this exceptional product.”

In addition to its fire-resistant properties, James Hardie siding is also durable, low-maintenance, and available in a range of colors and styles to complement any home’s aesthetic. Heritage Exteriors’ team of experts is trained and certified in the installation of James Hardie products, ensuring that each project is completed to the highest standards.

“Protecting your home from wildfires should be a top priority for all homeowners in California,” added Alex. “We are committed to helping our clients safeguard their homes and families, while also minimizing their environmental impact through our use of sustainable materials and practices.”

For more information on James Hardie fiber cement siding and Heritage Exteriors’ services, visit their website at https://hexteriors.com

Media Contact
Company Name: James Hardie fiber cement siding and Heritage Exteriors
Contact Person: Media Relations

Phone: 916-546-2991
Country: United States
Website: https://hexteriors.com

 

Understanding How To Unlock Financial Freedom With Ethersafe

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Earn High Returns with your cryptocurrencies.

As the world continues to embrace the decentralized finance (DeFi) movement, Ethersafe.finance has emerged as a platform that aims to provide a safe and secure space for cryptocurrency lending and borrowing. Built on top of the Ethereum blockchain, Ethersafe.finance leverages smart contracts and other blockchain technology to create a transparent and decentralized financial system.

One of the key features of Ethersafe.finance is its ability to offer high returns on investments, with a possible return of up to 108%. Users can lend their cryptocurrencies on the platform and earn interest on their holdings, allowing them to maximize their returns and earn compound interest over time.

 

In addition to providing a high rate of return, Ethersafe.finance also offers a range of borrowing and lending options for its users. With its user-friendly interface, users can easily borrow or lend cryptocurrencies, providing liquidity to the platform and earning interest on their investments.

At the core of Ethersafe.finance is a commitment to decentralization and transparency. The platform’s smart contracts and blockchain technology ensure that all transactions are secure and transparent, with no intermediaries or centralized institutions controlling the flow of funds.

As of February 2023, Ethersafe.finance has amassed over 100,000 users, a testament to its commitment to safety, security, and transparency. The platform is constantly evolving, with new features and options being added to meet the needs of its growing user base.

If you’re looking for a safe and secure platform to lend or borrow cryptocurrency, Ethersafe.finance is the place to be. With its high rate of return, user-friendly interface, and commitment to decentralization and transparency, it’s no wonder why so many people have chosen Ethersafe.finance as their go-to DeFi platform. Visit Website: https://ethersafe.finance/ or follow them on Twitter @ethersafe_fi to learn more.

Media Contact
Company Name: Ethersafe
Contact Person: Steve Norlan

Country: United Kingdom
Website: https://ethersafe.finance/

 

What is Ethersafe? The project is part of Ethereum and more broadly, DeFi

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Ethersafe is a project that operates on the Ethereum blockchain and it allows people to lend and borrow cryptocurrencies. Borrowers can get loans by locking their digital assets into the platform, while lenders can provide loans by depositing their assets into the protocol.

In Brief

•             ETHERSAFE is a company that allows people to earn money on the crypto they save.

•             The project is part of Ethereum and more broadly, DeFi

•             Users can also borrow crypto from ETHERSAFE by putting up collateral above a threshold defined by the project.

 

In a regular savings account, you deposit your money and the bank pays you interest on that money. However, once the money is in the bank, you can’t use it for anything else. Decentralized finance, or DeFi, aims to solve this problem by allowing you to spend the money you earn while still saving. Compound is one of the companies in the DeFi space that is working on this service. In this article, we’ll explore how this project, which is based on Ethereum, is trying to help people access their savings in a new way. WHAT IS ETHERSAFE ? Ethersafe is a platform for decentralized finance, also known as DeFi, that aims to create a more open and transparent financial system. It is built on the Ethereum blockchain and allows users to lend their cryptocurrencies and earn interest on their holdings. Unlike traditional finance, which is controlled by banks and other centralized institutions, DeFi projects like Ethersafe rely on smart contracts and other blockchain technology to create a more transparent and decentralized financial system. The platform offers some of the best rates in the market, with high returns on investments, and is designed to be user-friendly for both beginners and experienced cryptocurrency investors. It also allows users to borrow cryptocurrency, backed by collateral, and offers a range of features to help users maximize their returns. As of February 2023, Ethersafe has accumulated over 100,000 users.

WHAT SO SPECIAL ABOUT IT ? Ethersafe is special because it is a decentralized finance project that offers some of the highest rates in the market while maintaining a safe and secure platform for users to borrow and lend cryptocurrencies. Unlike traditional finance, which is controlled by centralized institutions, Ethersafe relies on smart contracts and blockchain technology to create a transparent and decentralized financial system. Users can earn compound returns on their investments and the platform offers an easy-to-use interface, making it accessible for both beginners and experienced cryptocurrency investors. Additionally, Ethersafe has gained massive popularity, indicating its trustworthiness and reliability in the DeFi ecosystem. Overall, Ethersafe provides a great opportunity for users to earn high returns on their cryptocurrency investments in a safe and decentralized manner.

Media Contact
Company Name: Ethersafe
Contact Person: Steve Norlan

Country: United Kingdom
Website: https://ethersafe.finance/

 

The Difference or Impact with New Agricultural Magazine

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Introduction to New Agricultural Magazine

The agricultural industry plays a major role in meeting the food needs of the world’s expanding population. Therefore, farmers, researchers, users, and anyone interested in the field must keep up with the most recent trends and advances in the agricultural industry. To fill this gap, there is now online Agricultural Magazine portal (agriculturalmagazine.com).

If you want to know what’s happening with present advancements in the agricultural industry, look no further than The Agricultural Magazine, a comprehensive online resource for all agriculture-related things. The magazine covers various topics, including crop production, livestock farming, crop protection, horticulture, agritech, organic farming, gardening, modern farming, project reports, and sustainable agriculture.

Impact with New Agricultural Magazine

For decades, farmers and other agricultural professionals have relied on traditional agricultural magazines for news, information, and insight. Common topics covered by these periodicals include innovative agricultural methods, crop and livestock management, and business information.

However, newer online agriculture magazines are gaining popularity due to their accessibility, accuracy, and immediacy. Online Agricultural magazines can provide real-time updates, news, and multimedia content like blogs, interactive graphics, and attractive pictorial representation. They also often have a wider audience reach, as they are open to more than print circulation.

 

In addition to news and commentary, the Agricultural Magazine includes interviews with industry leaders and profiles of successful farmers, agribusinesses, and startups. The magazine also includes product and technology reviews, giving readers valuable insight into the tools and resources available to help them better their farming practices.

The impact of online agriculture magazines is significant, as they offer readers a more dynamic and interactive experience. They can also provide a platform for more diverse voices and perspectives within the industry beyond what is typically seen in traditional print publications. Additionally, online magazines often offer more opportunities for engagement and community building among readers.

 

Role of Agricultural Magazine

Agricultural Magazine (agriculturalmagazine.com) is an essential resource for individuals interested in agriculture and farming. The magazine provides valuable information on various aspects of agriculture, including crop production, livestock management, equipment and technology, and sustainable farming practices.

  1. Education: This magazine is a wonderful resource for those interested in agriculture, including students, researchers, and professionals in the industry.
  2. Innovation: The magazine showcases new technologies, equipment, and best practices to help farmers increase their yield and reduce costs.
  3. Sustainability: The magazine promotes sustainable farming practices that benefit the environment and improve the quality of produce.
  4. Market trends: The magazine covers market trends, providing insights on which crops to grow, the demand for certain products, and how to start a business with project reports and many more resources.
  5. Networking: The magazine provides a platform for farmers and other agricultural professionals to connect and share ideas, best practices, and experiences with success stories and product reviews, the best management, and advice from experts.
  6. Lifestyle: The magazine also covers the lifestyle aspects of farming, such as Gardening, Organic farming, and Modern farming, like terraces, kitchens, and horticulture.

Conclusion

The new Agricultural Magazine has made a significant impression on its audience by providing useful insights on agriculture, technology, sustainability, market trends, networking, and lifestyle. Its extensive coverage and innovative approach make it a must-read for anyone interested in agriculture.

Media Contact
Company Name: Agricultural Magazine
Contact Person: Media Relations

Phone: +91- 040-35815531
Country: India
Website: https://agriculturalmagazine.com/

 

Discover BibleChat.co: A Revolutionary Bible-Based AI Platform for Spiritual Growth and Connection

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BibleChat.co, an interactive AI bible assistant, is now open to users seeking to enhance their spiritual journey and build a closer connection to God through the study and exploration of the Bible. The platform is designed to cater to the needs of believers, spiritual seekers, Bible study groups, and individuals looking to gain a deeper understanding of Scripture.

BibleChat.co has been meticulously crafted with an advanced artificial intelligence engine, which is deeply rooted in the teachings of the Bible. The AI is capable of understanding and interpreting Scripture to provide users with answers, advice, and guidance based on the sacred text.

Key features of BibleChat.co include:

  1. Chat with an AI trained on the Bible: Engage in a dynamic conversation with a Bible-based AI that understands and responds to your queries and concerns about faith, life, and spirituality.
  2. Ask Questions: Find answers to your spiritual questions by consulting the AI’s vast knowledge of the Bible. Whether you’re seeking clarity on a specific verse, curious about a biblical figure, or exploring a particular theme, BibleChat.co’s AI is here to help.
  3. Write Prayers: Create custom prayers using your input, and receive guidance from the AI on how to pray more effectively and meaningfully. BibleChat.co will help you compose prayers tailored to your personal needs, emotions, and spiritual growth.
  4. Seek Advice: Ask what the Bible or Jesus would recommend you do in challenging situations or moral dilemmas. The AI will provide suggestions rooted in biblical teachings and the wisdom of Jesus Christ, enabling you to make informed decisions that align with your faith.
  5. Interpret Scripture: Enhance your Bible study sessions by asking questions about the meaning of a verse, chapter, or passage. BibleChat.co will help you uncover deeper layers of understanding, promoting spiritual growth and insight.

BibleChat.co aims to create a welcoming and inclusive community for users from all walks of life. The platform is accessible via desktop and mobile devices, ensuring that spiritual guidance and support are always at your fingertips.

Join BibleChat.co today and embark on a transformative journey towards a stronger connection with God, a deeper understanding of the Bible, and a more fulfilling spiritual life.

About BibleChat.co

BibleChat.co is a revolutionary AI-driven platform designed to help users explore and engage with the Bible in a dynamic and interactive way. Founded by a team of passionate believers, technologists, and biblical scholars, BibleChat.co aspires to be a go-to resource for individuals seeking spiritual growth, guidance, and connection with God.

Link to site: https://biblechat.co

Media Contact
Company Name: BibleChat.co
Contact Person: Media Relations

Country: United States
Website: https://biblechat.co

 

Slab Strong LLC Announces US Patent Authorized by United States Patent Office

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Providence, Rhode Island – Slab Strong LLC, a consumer product company, focused on the protection and aesthetics of graded sports cards, coins and comics is pleased to announce the authorization of:

US Patent No. 11,403,970, titled PROTECTIVE DISPLAY CASES FOR COLLECTIBLES.

 

Slab Strong LLC’s new patent describes protective display cases for collectibles, such as; Trading Cards

Rare Coins Comic Books

These delicate collectibles are often graded to increase their value, where the collectible is labeled and contained within a clear plastic holder.

The authorization of this patent highlights the continued innovation carried out by Slab Strong LLC.

WHAT IS SLAB STRONG?

Slab Strong™ is a protective sleeve for your graded trading cards. These bumper’s wrap around your collectible to defend your slabs from accidental drops, scratching and other damage, while adding an awesome pop of color!

 

Keep your collection safe and stylish with Slab Strong™.

Slab Strong LLC is a company born during the pandemic by inventor and founder: Timothy McEnery is an entrepreneur and collector from East Providence, Rhode Island.

As graded cards, coins, and comics became more popular. Value increased of nearly all graded collectibles, and extra protection was essential. Graded collectibles were displayed and handled more, evolving into show pieces. Slab Strong™ gives you the ability to be worry free while showing off and handling your collection.

Slab Strong™ are available in an assortment of colors.

Orders are available in the volume of: single, 3-Pack, 10 Pack, and 50 Packs.

Slab Strong™ is open for wholesale partnerships with card stores, breakers, and distributors by contacting our team at https://slabstrong.com/contact/ or hello@slabstrong.com.

Head over to www.slabstrong.com for more information.

 

Media Contact
Company Name: Slab Strong™
Contact Person: Media Relations

Country: United States
Website: www.slabstrong.com

 

The rise of trillion dollar COFC Technologies empire

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COFC Technologies Ltd. has decided to conduct a pre-sale promotion for COFC Cash tokens that remained in their possession after Sirin Labs lost a phone with a cold digital wallet that stored 75% of the tokens that were created. This default caused COFC Technologies to file legal claims amounting to billions of dollars against Sirin Labs in several countries, including Israel, Hong Kong, and Switzerland. Today, COFC Cash tokens can only be purchased through DEX platforms at a price of nearly $19,000 for COFC.

 

We have chosen to conduct a pre-IEO sale through the TEVEL.io platform for the remaining COFC Cash coins at a price of 150 USDT for COFC, a price that is a hundred times lower than the expected launch price. This decision was made after the company decided to launch another digital currency called CCASH, which is also supported by the TEVEL.

 

TEVEL is a location-based social network that combines all businesses in one application. Founded in 2018 by Aleksey Daniel Danilovich, Herbert Refael Sim, and Dr. Asher Idan.

 

“We are creating a digital empire worth trillions of dollars, with the main vision of making this world a better place,” said Aleksey Daniel Danilovich, the founder of the company.

 

The company did not provide information on when the pre-sale promotion would take place through the tevel.io website for COFC Cash and CCASH tokens that was created by the Israeli research and development COFC Technologies Ltd.

Media Contact
Company Name: COFC technologies Company, Ltd
Contact Person: Media Relations

Country: United States
Website: https://tevel.io/

 

SoCal Branding Group Hatch Pro Officially Launched And Is Redefining Online Presence For Small Businesses.

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Los Angeles, CA – March 17, 2023 – Many Businesses are experiencing the need to build their online presence. For some, it is a matter of survival in the information age; for others, it is a matter of generating more sales and leads.

Those who’ve been ahead of the curb and on top of the latest online trends have seen the benefits of having good content, a high-converting landing page, and branding that moves the customers to buy their products or services.

Word of mouth remains the best method of marketing in an ever-so-digital world. But generating the buzz is directly tied to having an online brand presence.

Increasingly more people are paying attention to social signals about a brand or product. The potential of your business to go viral is higher than ever. So how do you do it?

More businesses now understand that more than followers are needed to make a successful social media page. Or even help them reach the right audience for their business.

Why should you invest in your social media presence if those followers are not engaging, commenting, or even buying into what you’re selling?

Hatch Pro truly changes the game and brings a fresh mindset to businesses. They can confidently rely on a powerful objective and result-driven strategy executed by the Hatch Pro Team.

Hatch Pro specializes in providing businesses with the missing pieces to compete. They offer Social Media management, website design, and branding solutions for companies or businesses in Southern California.

There is no surprise that the usage of social media is going to increase for years to come. Businesses must pivot towards a winning social media strategy now rather than later.

 

In addition, the Southern California web design team of Hatch Pro provides quality landing pages and E-commerce stores for those seeking to level their branding up.

Many agencies besides Hatch Pro provide branding and social media services. But only some come close to the care and painstaking attention to detail that Hatch Pro delivers to its clients.

Los Angeles website development is a big market, and numerous digital marketing agencies in Southern California offer social media growth. But what’s so revolutionary about Hatch Pro’s approach?

One of the ways in which they are helping businesses starting in 2023 is through their free consultations for those who sign up for the first time.

This supports the goal of their Founder, Jack Nalbandian, which is to provide value to all kinds of businesses and guide them even if they hold out on starting their branding process.

In a statement, he said, “we are here to show our community the opportunities, and potential digital branding holds for them, helping them reach it now rather than later” It seems that they are steadfast in their approach as the reviews are starting to pour in.

Covina-based personal trainer and confidence coach Shirley Rivas wrote, “I had my first consultation with Jack from Hatch Pro, and I am so excited about what the future brings with my business. He was very professional, knowledgeable, and friendly. He made me feel comfortable and was able to teach me a lot of useful information for my social media page. He brought so much value in this session, helped me structure a goal, and gave me the confidence to really focus. I will definitely be hiring him, and I know that he will take care of me.”

Another review from an E-commerce store owner that helps track lost pets through their collars, Alstego, wrote “these guys are just amazing at what they do! You can tell that they have extensive knowledge on the fields they work on, and best of all that they are here to help you. I HIGHLY recommend Hatch Pro to anyone that wants to take their business to the next level.” The mindset offered by Hatch Pro is truly revolutionary in its own way. They go beyond the KPIs and set forth Objective focused goals for both the business and Hatch Pro to focus on.

No other social media agency is going beyond the KPIs like Hatch Pro’s Design and Marketing team is, with their OKR methodology designed as a two-way street helping businesses achieve their audacious objectives.

The Objective and Key-result system has made businesses feel Hatch Pro has an investment or stake in achieving their goals.

 

This brings back the faith that creating leads through social media is worth it for businesses of all sizes.

Hatch Pro Design and Marketing team walks their clients through a journey to see why they need website design or social media management.

Then they help fill in the missing pieces to get to that Objective.

Get Social Media Management Services – Hatch Pro

Elaborating on what their founder Jack Nalbandian has said, “The time to do more is now” it is increasingly evident that Hatch Pro has found a way to offer more value to businesses in southern California by implementing an objective-based solution rather than just focusing on KPI’s such as follower count, or website clicks.

It has always been the case that each time a business hires an agency to do design, social media, or marketing work, they better know what they want because the agency needs more time to help or guide beyond its deliverables.

Often this creates short-term benefits without long-term objectives in mind, which could easily be fixed by having a team dedicated to the long-term growth of brands.

With Hatch Pro, businesses have the assurance that their plans will be articulated in an audacious plan designed to stretch results and inspire achievement. But the mindset that this young company Hatch Pro brings is truly worth the time and resources.

The Hatch Pro Team is small, which is their advantage; according to their VP of Marketing and Sales, Azad Nalbandian, their approach requires painstaking attention and care for their clients. Hence each month they have a limited cap on how many clients they can help. “Our approach is time-consuming but very rewarding for our team. We do brainstorming sessions for each client and discuss campaigns and branding that work for the specific niche. Having a small team makes us more comfortable sharing ideas and keeps us responsive to the client’s needs.”

Hatch Pro Design and Marketing service provider in Los Angeles delivers helpful solutions to businesses in Social Media management, branding/graphic design, and website development. No more being frustrated or worried!

Get a powerful website, more eyes on your social media profiles, and create an impactful brand image that can’t be ignored. They take pride in their ability to over-deliver to their client’s expectations quickly and efficiently.

In conclusion, social media will still remain a very potent market to tap into. It is more important now than ever to have a caring team that wants you to succeed and is there to walk you through each step to set long-term objectives. Visit Hatch Pro’s website to learn more about what they offer.

 

Social Media: Get Social Media Management Services – Hatch Pro

Branding: Get Top Notch Branding Services | Hatch Pro

Website design: Get A Powerful Website That Serves Your Brand | Hatch Pro

For free consultations. Contact 626-502-8727

We Will Help You Get an Online Presence | Hatch Pro

Media Contact
Company Name: Hatch Pro
Contact Person: Media Relations

Country: United States
Website: https://www.hatchpro.net/

ECO ADvance Redefining advertising for a sustainable future

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Welcome to a new era of advertising – one where sustainability and social responsibility are at the forefront. At our company, we believe that advertising can do more than just sell products; it can also make a positive impact on the world. That’s why we’ve been dedicated to studying new advertising technologies that prioritize eco-friendliness and universal design since 2020.

Our mission is to bridge the digital gap and design infrastructure that benefits more and more people. We use cutting-edge technologies such as IoT, 5G, big data, and AI to create efficient digital signage advertising systems, renewable devices, and transmission systems that contribute to the establishment of a virtuous cycle structure. With our comprehensive services, both advertisers and those who deliver advertisements can participate in carbon reduction and help to build a more sustainable global environment.

 

We’re more than just an eco-friendly advertising platform – we’re a company that’s dedicated to creating a better world. Our design philosophy of “Win-Win, Better World” is based on the belief that creating a sustainable society and environment is crucial for our future. We’re proud to operate two platforms based on research data from the World Resource Institute (WRI), an international global environmental policy research institute. By replacing existing paper-type advertisements with digital signage advertisements, companies would be able to reduce their carbon footprint by 176kg of carbon dioxide (CO2) per 4,000 sheets of A4 paper and 220kg per 5,000 sheets – saving resources such as water, energy, and trees, which are essential for a healthy planet.

We’re committed to using our platform to not only reduce carbon emissions but also to provide special rewards to platform workers who participate in reducing carbon emissions. We’re also dedicated to developing advanced technologies that can combine and apply floating population data, living information data, and consumers’ personal data to provide innovative services that make a positive impact on the world.

Join us in this exciting new era of advertising. Visit our booth at the 2023 Barcelona MWC to experience our platform firsthand and see the positive impact it can have. Become a partner in our commercialization countries, or invest in our solutions to help make a difference in the world.

Together, we can create a sustainable and equitable future.

Brand Identity Proposal

Mission: Our mission is to revolutionize the advertising industry by providing eco-friendly and sustainable solutions that bridge the digital gap and benefit more and more people.

Vision: Our vision is to create a better world through cutting-edge technologies and a universal design philosophy that fosters a sustainable society and environment.

Brand Narrative: Our brand narrative is centered on the belief that technology and design can create a positive impact on the world. We focus on providing comprehensive and efficient services that enable companies to reduce carbon emissions and implement sustainable practices. We take pride in operating based on research data from the World Resource Institute and using cutting-edge technologies to track and measure overall ESG-related performance.

 

Target Audience: Our target audience is businesses, individuals, and socially weak communities who care about the environment and want to make a positive impact on the world.

Positioning: Our positioning is to be the leading eco-friendly advertising platform that provides innovative solutions for sustainable advertising and infrastructure that benefit everyone.

Business Name: ECO ADvance

Slogan: Redefining advertising for a sustainable future.

https://youtu.be/ORQkgt8_R0k2

https://youtube.com/@ACKLOincorporation

Video Link: https://www.youtube.com/embed/ORQkgt8_R0k2

Media Contact
Company Name: ACKLO
Contact Person: Media Relations

Country: United States
Website: https://www.ssoonda.com/

A Successful Real Estate Investment Journey – Interview with Hasan Turgut known as “sugarfree”

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Our interview series continues with Hasan Turgut (sugarfree), a new real estate investor who is excited to share his inspirational story of acquiring a cash flowing, buy and hold property. Our interview reveals how Hasan made a move from the risky stock market to creating a lucrative and stable investment plan through rental real estate, all while using the bank’s money to make it happen.

Hasan’s Journey Moving Forward with His Dream of Investing in Real Estate since 2005

Hasan took a step in the right direction when he placed himself on the path to building wealth through rental real estate. The entire investment experience went extremely well for him, to the point that he was more than happy to share his story so others can see just how easy it is to buy a rental property through a full-service real estate company.

1. What initially led you to get started in this real estate investing journey?

Referring to real estate being a way to protect your wealth, really for me, what hit home was the interview you had with Bill Miller, and his experience, which was not necessarily all positive while investing in the stock market.

But, you know, I have multiple years of experience investing in stocks, and I’ve made a lot of money, and I’ve also lost a lot of money.

 

So again, going back to preserving wealth with real estate – you put that money into the property, into the asset, and it just sits there, and it generates that positive cash flow, month by month.

That’s really what led me to go the real estate route. I think I was done taking these big risks in the stock market, and I wanted something a little bit more consistent and steadier.

2. How did you discover?

I just started doing some searches on YouTube, and I saw all these different people with flashy cars, and things like that. But you kind of struck a chord with me because you seem real down to earth, and you explain the process.

Even though this is the first time we are meeting face to face, I feel like I know you because you talk to the average everyday person, and you educate people. I think you would agree that some company is education-based first, and the investment side of things comes after that education has been built or established.

3. Did you manage to see the rental property before you bought it?

Nowadays, with technology, you can go online and drop yourself in the street. Unfortunately, they don’t update it as much as I’d like, because I like to explore the neighborhoods and everything. But my property is visible on Google Maps, so that’s the extent of my area research boots that were on the ground, if you will.

My portfolio manager led me through the process step by step. Josh recommended that it would be prudent to get a third party involved to do a property inspection, even though it’s new construction, as a protective measure. I think that’s pretty standard in real estate investing. I reached out to the inspector and they recorded video of all of the different rooms, and bathrooms, and everything, and I was able to see all of that remotely.

4. How did you go about buying your rental property – with a self-directed IRA, traditional financing, non-recourse financing?

My first property, and my second that’s under contract, are both conventional finance. Regarding the first property, we had a credit union in the area, and at the time, that was the best route for us to go to receive the lowest interest rate. I actually got it locked in at 3%. The loan officer that I was working with said that she had only seen a couple that were below 3%, so I felt pretty good about that.

I think rates have gone up a little bit since then, so for my second property, I think we’re looking at around 3.42%. It changes day by day though, and we’re waiting to see what that’s going to be. Of course, the rate affects your monthly numbers, hopefully nothing shifts too out of whack, and in the next month or so, I can get that locked in at a pretty good rate.

 

5. Can you talk about your experience with the property management side of things and the process?

I think I got pretty lucky with my first property because everything kind of aligned. Some things are meant to be, and I feel like this was one of them, to at least get the ball rolling. The property management company collects the rent; if there are any repairs that need to be made, they take care of that also. At this point, since it’s a new construction property, if there are repairs, they’re minor, but everything is handled by the property manager.

I opened up a separate bank account for this property specifically. It seems petty, but you feel proud when you get to put that property name and the property address on the account, because you know that it’s specific to that unit. Every month the property manager will collect rent from the tenant, and then they’ll take out the property management fee, any additional expenses for repairs, and then whatever is left over, they send to my bank account.

What I’ve done is I’ve set up automatic payments on my mortgage, so everything is automated. Now, I don’t have to touch anything. The deposits come in around the middle of the month, and the payments are made around the first, or beginning of the month. Every month, I’ll see my account grow by around €670, and that’s pretty great.

6. You were investing in the stock market prior to purchasing your property, so how different is the world of real estate vs stocks?

It’s funny, when I was doing my thing in the stock market, I’m talking swings of five to ten thousand dollars a day, which is, needless to say, stressful, and creates a lot of anxiety, and that carries over into your personal life. I recall my last straw with that, which was when I was on a vacation with my family and the markets were doing what I didn’t expect them to do, which happens quite a bit. You know, it kind of took that time away from my life, and I said to myself, “You know, I’m not getting younger.”

 

This real estate thing made sense when I watched your videos, and believe me, I watched a lot of your videos. And now, I can have investments in the stock market, but I’m not touching them; they’re long-term, and I have the same mindset with real estate investing.

I have a lot less anxiety in my life, and I have goals. Right now, my objective is to work hard and make money so that I can acquire the next property. As I said, ten properties is my goal. I do believe my freedom number is less than ten properties, but to be comfortable, and to kind of meet or exceed where I’m at now, it probably would fall within the ten-property range.

7. Are there any final thoughts you would like to give to new investors out there who are thinking about taking the plunge and haven’t moved forward on taking action yet?

Well, every month that you wait, you’re losing out on that cash flow, and that growth of equity, since you have a tenant that’s essentially paying your mortgage. Think about it this way, if you had two properties, five properties, ten properties, between appreciation, conservative numbers, equity, pay down, and cash flow, you could be making or replacing, probably replacing your current salary. The longer you wait, the longer you’re postponing, or procrastinating that reward.

I would have done it earlier, to be honest with you. I wish I would have rewound and taken some of those profits I had made, and preserve them in real estate. I would probably be a little bit ahead of the curve right now, but better late than never. If I could give anyone advice, it’s to take action sooner than later.

https://www.instagram.com/sugarfree_ht/

Media Contact
Company Name: Martin Oberhauser
Contact Person: Media and Investment AG

Country: Switzerland
Website: www.amasus.ch